Local credit repair · Se habla español
Credit Repair in El Paso, TX
We help El Paso families challenge inaccurate collections, late payments and charge-offs on their credit reports—so they can qualify for a home, a car or a better rate.
East El Paso office1043 N Zaragoza Rd
Bilingual teamEnglish & Español
Free consultationNo obligation
Google reviewsRead what clients say
What we do
Our Services
Credit Repair
We review your three credit reports and dispute inaccurate, outdated and unverifiable items.
Tax Preparation
Individual, family, self-employed and business tax returns—in our office or online.
LLC Formation
Start your Texas LLC the right way: structure, state filing, EIN and setup.
What we help with
Negative Items We Help You Challenge
Under the Fair Credit Reporting Act you have the right to dispute information that is inaccurate, incomplete or can’t be verified. We review your Equifax, Experian and TransUnion reports line by line and challenge every item that qualifies.
- Collections and debts sold to collection agencies
- Late payments reported in error or out of date
- Charge-offs from credit cards and loans
- Repossessions and auto loan deficiencies
- Medical bills sent to collections
- Hard inquiries you didn’t authorize
- Evictions and rental collections
- Bankruptcies & foreclosures with reporting errors
Accurate, timely and verifiable information can’t be removed from a credit report. Results vary by case.
How it works
Our Credit Repair Process
1
Free consultation
We sit down with you—in our office or by phone—to review your three credit reports and your goals.
2
Personalized plan
We identify the items that can be challenged and explain the timeline and cost before you sign anything.
3
Disputes, round by round
We send disputes to Equifax, Experian, TransUnion and creditors, and follow up on every response.
4
Progress updates
You get monthly updates and guidance on building positive credit while we work.
Google Reviews
What People Say About Us
Gabriela Cruz
★★★★★
They were able to fix my credit and now I am finally a home owner! The staff was very friendly and communicated with me every month.
Sergio Mojica
★★★★★
Welcoming staff and pleasant to work with. Daniel, Myrna, and the front ladies are super fun and friendly. They helped me with my taxes and my credit.
Erica Salcido
★★★★★
Fast and amazing service! Highly recommend.
Locally owned
Why El Paso Chooses Us
Honesty first
We tell you what can and can’t be done before you pay for anything. No guarantees we can’t keep.
Real follow-through
Your file has a local team behind it, led by Daniel and Myrna Amaya, and you hear from us with updates.
Community focused
We are part of East El Paso and serve clients in English and Spanish, in person or by phone.
Areas we serve
Credit Repair Across El Paso County
Our office is in East El Paso, minutes from I-10 and Zaragoza Rd. We work with clients in person and by phone throughout the city and nearby communities.
- East El Paso & Eastlake
- Northeast El Paso
- Central & Downtown
- West Side & Upper Valley
- Socorro & Horizon City
- Fabens & San Elizario
Visit Our Office
Revolución Services
1043 N Zaragoza Rd
El Paso, TX 79907
Mon–Fri 10 AM – 6 PM
Sat 10 AM – 3 PM
FAQ
Credit Repair Questions, Answered
How long does credit repair take in El Paso?
Credit bureaus generally have 30 days to investigate each dispute, so we work in monthly rounds. Most files need more than one round. After reviewing your reports at the free consultation, we give you an estimate for your case.
Is credit repair legal in Texas?
Yes. You have the right to dispute inaccurate or unverifiable information under the federal Fair Credit Reporting Act. Credit repair companies are regulated by the Credit Repair Organizations Act, and in Texas they must register with the Secretary of State as credit services organizations.
Can you remove accurate negative items?
No company can legally remove information that is accurate, timely and verifiable. We focus on items with errors, outdated dates or missing verification, and we help you build positive credit at the same time.
Will disputing items hurt my credit score?
No. Filing a dispute does not lower your score. If an item is corrected or removed, your score may improve.
How much does credit repair cost?
It depends on how many items are on your reports and your goals. We explain the full cost at your free consultation, before you sign anything.
¿Atienden en español?
Sí. Todo nuestro equipo es bilingüe y puede atenderte en español por teléfono, WhatsApp o en nuestra oficina en 1043 N Zaragoza Rd.
Can I do this myself?
Yes, you can dispute errors directly with each bureau for free. Many clients hire us because we know what to look for, handle the letters and follow-ups, and keep track of every round for them.
Free consultation
Ready to Start Rebuilding Your Credit?
Choose what is easiest for you: request a free consultation, call us or send a WhatsApp message.